Policies and Legal Terms
PFM Terms of Service, Policies and Legal Terms
Welcome to PFM!
Thanks for using our web site and services (“Services”). The Services are provided by PFM
Inc. (“PFM”), located at 555 Fortune Drive, Papillion, NE.
By using our Services, you are agreeing to these terms. Please read them carefully.
Our Services are very diverse, so sometimes additional terms or service requirements
(including age requirements) may apply. Additional terms will be available with the relevant
Services, and those additional terms become part of your agreement with us if you use
Using our Services
You must follow any policies made available to you within the Services.
Don’t misuse our Services. For example, don’t interfere with our Services or try to access
them using a method other than the interface and the instructions that we provide. You may
use our Services only as permitted by law, including applicable reprint control laws and
regulations. We may suspend or stop providing our Services to you if you do not comply
with our terms or policies or if we are investigating suspected misconduct.
If you are going to be late for Services, please notify our office by calling. If you cannot
attend prearranged Services, please call our office to let us know at least an hour before the
scheduled Services. If you fail to notify our office and fail to use the Services as scheduled,
we may elect to cancel our provision of future services. Using our Services does not give you
ownership of any intellectual property rights in our Services or the content you access. You
may not use content from our Services unless you obtain permission from its owner or are
otherwise permitted by law. These terms do not grant you the right to use any branding or
logos used in our Services. Don’t remove, obscure, or alter any legal notices displayed in or
along with our Services.
Our Services display some content that is not PFM’s. This content is the sole responsibility
of the entity that makes it available. We may review content to determine whether it is
illegal or violates our policies, and we may remove or refuse to display content that we
reasonably believe violates our policies or the law. But that does not necessarily mean that
we review content, so please don’t assume that we do.
In connection with your use of the Services, we may send you service announcements,
administrative messages, and other information. You may opt out of some of those
Some of our Services are available on mobile devices. Do not use such Services in a way
that distracts you and prevents you from obeying traffic or safety laws.
Your PFM Account
You may need a PFM Account in order to use some of our Services. You may create your
own PFM Account, or your PFM Account may be assigned to you by an administrator, such as
your employer or educational institution. If you are using a PFM Account assigned to you by
an administrator, different or additional terms may apply and your administrator may be
able to access or disable your account.
We expect to have web access and when we do, to protect your PFM Account, keep your
password confidential. You are responsible for the activity that happens on or through your
PFM Account. Try not to reuse your PFM Account password on third-party applications. If you
learn of any unauthorized use of your password or PFM Account, follow these instructions.
Privacy and Copyright Protection
PFM’s privacy policies explain how we treat your personal data and protect your privacy when
you use our Services. By using our Services, you agree that PFM can use such data in
accordance with our privacy policies.
Your Content in our Services
Someday some of our Services may allow you to upload, submit, store, send or receive
content. You retain ownership of any intellectual property rights that you hold in that
content. In short, what belongs to you stays yours.
When you upload, submit, store, send or receive content to or through our Services, you
give PFM (and those we work with) a worldwide license to use, host, store, reproduce,
modify, create derivative works (such as those resulting from translations, adaptations or
other changes we make so that your content works better with our Services), communicate,
publish, publicly perform, publicly display and distribute such content. The rights you grant
in this license are for the limited purpose of operating, promoting, and improving our
Services, and to develop new ones. This license continues even if you stop using our
Services (for example, for a business listing you have added to PFM Maps). Some Services
may offer you ways to access and remove content that has been provided to that Service.
Also, in some of our Services, there are terms or settings that narrow the scope of our use
of the content submitted in those Services. Make sure you have the necessary rights to
grant us this license for any content that you submit to our Services.
Transfer of Information
Although the information in your account is yours, the means and methods of possession
belong to PFM. We therefore reserve the right to charge for publishing/printing these
records, per Nebraska law. Requests for copies must be made in writing and have an
original authorized signature; stamped signatures and electronic submissions do not
qualify. Further, because documentation from outside parties cannot be verified by PFM,
and in an effort to stop the perpetuation of medical record errors, we will limit our
publishing/printing of records to records that originated at PFM, or were caused to be
originated at the request of PFM. Third party records should be obtained from those parties
Our automated systems may analyze your content (including emails) to provide you
personally relevant service features, such as customized search results, tailored advertising,
and spam and malware detection. This analysis occurs as the content is sent, received, and
when it is stored.
or additional terms for particular Services. If you submit feedback or suggestions about our
Services, we may use your feedback or suggestions without obligation to you.
About Software in our Services
When a Service requires or includes downloadable software, this software may update
automatically on your device once a new version or feature is available. Some Services may
let you adjust your automatic update settings.
PFM gives you a personal, worldwide, royalty-free, non-assignable and non-exclusive license
to use the software provided to you by PFM as part of the Services. This license is for the
sole purpose of enabling you to use and enjoy the benefit of the Services as provided by
PFM, in the manner permitted by these terms. You may not copy, modify, distribute, sell, or
lease any part of our Services or included software, nor may you reverse engineer or
attempt to extract the source code of that software, unless laws prohibit those restrictions or
you have our written permission.
Open source software is important to us. Some software used in our Services may be
offered under an open source license that we will make available to you. There may be
provisions in the open source license that expressly override some of these terms.
Modifying and Terminating our Services
We are constantly changing and improving our Services. We may add or remove
functionalities or features, and we may suspend or stop a Service altogether.
You can stop using our Services at any time, although we’ll be sorry to see you go. PFM may
also stop providing Services to you, or add or create new limits to our Services at any time.
We believe that you own your data and preserving your access to such data is important. If
we discontinue a Service, where reasonably possible, we will give you reasonable advance
notice and a chance to get information out of that Service.
Our Warranties and Disclaimers
We provide our Services using a commercially reasonable level of skill and care and we
hope that you will enjoy using them. But there are certain things that we don’t promise
about our Services.
OTHER THAN AS EXPRESSLY SET OUT IN THESE TERMS OR ADDITIONAL TERMS, NEITHER PFM
NOR ITS SUPPLIERS OR DISTRIBUTORS MAKE ANY SPECIFIC PROMISES ABOUT THE
SERVICES. FOR EXAMPLE, WE DON’T MAKE ANY COMMITMENTS ABOUT THE CONTENT WITHIN
THE SERVICES, THE SPECIFIC FUNCTIONS OF THE SERVICES, OR THEIR RELIABILITY,
AVAILABILITY, OR ABILITY TO MEET YOUR NEEDS. WE PROVIDE THE SERVICES “AS IS”.
SOME JURISDICTIONS PROVIDE FOR CERTAIN WARRANTIES, LIKE THE IMPLIED WARRANTY
OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. TO
THE EXTENT PERMITTED BY LAW, WE EXCLUDE ALL WARRANTIES.
Liability for our Services
WHEN PERMITTED BY LAW, PFM, AND PFM’S PROVIDERS, WILL NOT BE RESPONSIBLE FOR
LOST PROFITS, REVENUES, OR DATA, FINANCIAL LOSSES OR INDIRECT, SPECIAL,
CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES.
TO THE EXTENT PERMITTED BY LAW, THE TOTAL LIABILITY OF PFM, AND ITS PROVIDERS,
FOR ANY CLAIMS UNDER THESE TERMS, INCLUDING FOR ANY IMPLIED WARRANTIES, IS
LIMITED TO THE AMOUNT YOU PAID US TO USE THE SERVICES (OR, IF WE CHOOSE, TO
SUPPLYING YOU THE SERVICES AGAIN).
IN ALL CASES, PFM, AND ITS PROVIDERS, WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE
THAT IS NOT REASONABLY FORESEEABLE.
Business uses of our Services
If you are using our Services on behalf of a business, that business accepts these terms. It
will hold harmless and indemnify PFM and its affiliates, officers, agents, and employees
from any claim, suit or action arising from or related to the use of the Services or violation
of these terms, including any liability or expense arising from claims, losses, damages,
suits, judgments, litigation costs and attorneys’ fees.
About these Terms
We may modify these terms or any additional terms that apply to a Service to, for example,
reflect changes to the law or changes to our Services. You should look at the terms
regularly. We’ll post notice of modifications to these terms on this page. We’ll post notice of
modified additional terms in the applicable Service. Changes will not apply retroactively and
will become effective no sooner than fourteen days after they are posted. However, changes
addressing new functions for a Service or changes made for legal reasons will be effective
immediately. If you do not agree to the modified terms for a Service, you should
discontinue your use of that Service.
If there is a conflict between these terms and the additional terms, the additional terms will
control for that conflict.
These terms control the relationship between PFM and you. They do not create any third
party beneficiary rights.
If you do not comply with these terms, and we don’t take action right away, this does not
mean that we are giving up any rights that we may have (such as taking action in the
If it turns out that a particular term is not enforceable, this will not affect any other terms.
The laws of Nebraska, U.S.A., excluding Nebraska’s conflict of laws rules, will apply to any
disputes arising out of or relating to these terms or the Services. All claims arising out of or
relating to these terms or the Services will be litigated exclusively in the federal or state
courts of Sarpy County, Nebraska, USA, and you and PFM consent to personal jurisdiction in
The policies of PFM regarding health care information privacy is governed by HIPAA and may
be found at the following link: www.hhs.gov/hipaa.
These pages are subject to change without notice and thanks are given to the original
For information about how to contact PFM, please visit our contact page.